http://www.credit-card-debt-relief.biz/consolidation/ Consolidation is at the core of most debt management programs. Get help with your debt through consolidation today. en-us Mon, 14 Nov 2005 20:05:43 EST Mon, 14 Nov 2005 20:05:43 EST Weblog Editor 2.0 The term "consolidation" is defined as "uniting into one system or whole; combining." Used in relation to debt, it means combining all of your unsecured debts together into one. But there are more benefits to consolidating debt than that, you can be sure of that. We've got the whole gamut covered- and we're not going to stop until you are both fully educated about your options, and on your way to being completely debt free. Wait, we'll take it even one step further. We won't stop until you are one hundred percent free of debt! How does that sound? Great, get ready for some seriously beneficial credit card debt consolidation form the best in the business. Get your free quotes and referrals when you complete our secure, no-obligtion application today. Consolidation is One Small Piece of the Puzzle When it comes to debt reduction programs, there are five basic types: debt consolidation, consolidation loans, debt consolidation mortgages, student loan debt consolidation and debt settlement. All but one of these programs uses consolidation, but each of these debt consolidation solutions is radically different. If you enroll in a basic debt consolidation program (also called bill consolidation) a debt consolidation expert contacts your creditors on your behalf to get your credit balances and interest rates reduced. Then the new, lower balances are combined (or consolidated) and you make one monthly payment to the debt consolidation company instead of several monthly payments to your creditors. Because of the reductions, you can be out of debt in five years. If you get a consolidation loan, you're given a loan to pay off all of your unsecured debts. You pay off all of your unsecured debts, and then you make a monthly loan payment instead. The interest rate on the loan is so much lower than the interest you were paying before that you can have the loan paid off in about five years. A debt consolidation mortgage allows you to borrow from the equity in your house to pay off your unsecured debts. Your payment is tied to your mortgage payment, so you get that same low rate of interest. Student loan debt consolidation (in particular, federal student loan consolidation) combines all of your student loans into one and locks you in at a low FIXED interest rate. It also stretches out the repayment period, so your monthly payments are quite a bit less.(Almost 50% less, in fact!!) Mon, 14 Nov 2005 20:05:43 EST http://www.credit-card-debt-relief.biz/consolidation/federal-student-loan-consolidation/ Federal student loan consolidation can help you make a smooth transition to the real world. Learn more about federal student loan consolidation here. en-us Mon, 13 Jun 2005 11:46:52 EDT Mon, 13 Jun 2005 11:46:52 EDT Weblog Editor 2.0 http://www.credit-card-debt-relief.biz/consolidation/bill-consolidation/ Bill consolidation offers convenience and savings. Find out how to find a bill consolidation program. en-us Mon, 05 Dec 2005 11:57:29 EST Mon, 05 Dec 2005 11:57:29 EST Weblog Editor 2.0 http://www.credit-card-debt-relief.biz/consolidation/consolidation-loans/ Consolidation loans--there's more to them than you might think. Learn more about consolidation loans here. en-us Mon, 21 Nov 2005 18:36:51 EST Mon, 21 Nov 2005 18:36:51 EST Weblog Editor 2.0 http://www.credit-card-debt-relief.biz/consolidation/consolidation-loan/ "Consolidation loan" is probably not a term you're very familiar with. But if you have collateral, a consolidation loan can get you out of debt. en-us Mon, 21 Nov 2005 18:35:38 EST Mon, 21 Nov 2005 18:35:38 EST Weblog Editor 2.0