http://www.credit-card-debt-relief.biz/debt/debt-relief/debt-relief-solutions/debt-relief-plans/ Debt relief plans are abundant, and they're available to anyone. Access the best debt relief plans by completing our online form. en-us Fri, 11 Mar 2005 14:17:03 EST Fri, 11 Mar 2005 14:17:03 EST Weblog Editor 2.0 Debt relief plans can save you if you're drowning in debt. And since most debt relief plans offer debt counseling, the benefits can last a lifetime. How Debt Relief Plans Can Help You If you've found our site, you must be grappling with debt and looking for debt relief. You may or may not know that you actually have a lot of options. There are debt relief plans available to help anyone in almost any debt situation. To find the debt relief plan that's right for your situation, complete our secure, online form. Our army of debt relief experts will assess your situation and send you recommendations and referrals to the top debt relief companies around--all within 24 hours. These experts could recommend any of the following debt relief plans to you: Debt Consolidation - Generally the most popular form of debt relief. A debt management professional contacts your creditors to get reduced balances and lower interest rates, then bundles all of your monthly unsecured debt payments together into one. You make one more affordable payment to the debt consolidation company instead of multiple monthly payments to your creditors. Debt Settlement - You repay your debt at 30-50 cents on the dollar and it's considered settled. Debt Consolidation Loans - A loan made to you by a debt consolidation company at a much lower interest rate than you're paying on your unsecured debts. Debt Consolidation Mortgages - Allows you to borrow from the equity in your house to pay off your unsecured debts. The benefit is that your new interest rate is the same as a mortgage rate. (Mortgage rates are at 5 1/2-6% right now. Compare that the the 18% or more you're probably paying on a credit card.) Student Loan Debt Consolidation - Combines all of your student loans into one. You get a much, much lower fixed rate, and your monthly student loan payment is reduced by nearly 50%. Heed the advice of these experts. Some of the plans listed above can help you be rid of your debt in as little as five years. A couple of them will take more time, but the bottom line is that you are saving money. As you can see, most of these debt relief solutions operate under the same basic premise--interest is bad (unless you're earning interest somewhere). These plans all save you money by getting you lower interest rates. Time is money, and the more time you waste in debt, the more money you're wasting as well. Stop being wasteful and get started on a debt relief plan today. Fri, 11 Mar 2005 14:17:03 EST